Now is the time to do asset protection and estate planning. The exemptions will sunset on 01/01/2026. The exemption is currently about $13M, but will fall to an inflation adjusted $5M on 01/01/2026 if the exemptions are allowed to fall. If we have divided government, then it is likely that the exemptions will sunset. We have a nice runway to do the planning. You should take advantage of that runway. I know planning for death, taxes and potential lawsuits is not something most people want to do, but it is planning that should be done!